Free 2026 tax calculator
Hawaii Income
Tax Calculator 2026
Estimate your 2026 Hawaii state income tax with a clear, easy-to-follow breakdown of your results.
2026 tax yearState income tax estimate
01 / Estimate
Calculate your Hawaii income tax
2026 tax year · state income tax estimate
Your estimated results
Example: single filer, $68,000 income
Your tax by bracket
Taxable income: $60,000
- 1.4%$9,600 in $0 – $9,600$134
- 3.2%$4,800 in $9,600 – $14,400$154
- 5.5%$4,800 in $14,400 – $19,200$264
- 6.4%$4,800 in $19,200 – $24,000$307
- 6.8%$12,000 in $24,000 – $36,000$816
- 7.2%$12,000 in $36,000 – $48,000$864
- 7.6%$12,000 in $48,000 – $125,000$912
2026 standard deduction
By filing status
- Single / Married filing separately
- $8,000
- Married filing jointly
- $16,000
- Head of household
- $12,000
Important to know
Estimate of Hawaii state income tax only. Not included: personal exemptions ($1,144 each, plus one more for age 65+) and the $7,000 disability exemption; the 7.25% cap on capital gains; the tax table required below $100,000 (results can differ by a few dollars); the food/excise credit and other credits; federal tax. Consult a tax professional.
A simple, three-step estimate
- 01Enter your incomeAnd choose a filing status
- 02Apply deductionsFind your taxable income
- 03Calculate each bandSee your total state tax
02 / Understand
How Hawaii income tax works
Hawaii has a progressive income tax, with higher earners paying more. Property taxes in Hawaii are low, but high home values can still lead to substantial tax payments. Hawaii applies a general excise tax on businesses. Long-term capital gains are taxed at lower rates, contributing to a unique tax environment that differs from most other states.
Who Needs to Pay Income Tax?
Anyone doing business in Hawaii must file a state income tax return. Additionally, individuals who receive taxable income must file if their income exceeds the following thresholds:
Under Age 65:
- Married filing separately: $3,344+
- Single: $3,344+
- Head of household: $4,356+
- Qualifying widow(er): $5,544+
- Married filing jointly: $6,688+
Age 65 or Older:
- Married filing separately: $4,488+
- Single: $4,488+
- Head of household: $5,500+
- Qualifying widow(er): $6,688+
- Married filing jointly (one over 65): $7,832+
- Married filing jointly (both over 65): $8,976+
Different thresholds apply for the blind, disabled, non-residents, or dependents. Always check with the state for specific requirements.
How to Calculate Your Income Tax
To calculate your Hawaii income tax, you need to apply the state’s tax rates to different portions of your taxable income, based on the income brackets. Here’s a simple breakdown of the process:
- Find Your Taxable Income: Determine your taxable income after accounting for deductions and exemptions.
- Apply the Tax Rates: For each income bracket, apply the corresponding tax rate to the portion of your income that falls within that range.
- Add the Totals: Once you’ve calculated the tax for each portion of your income, sum them up to find your total Hawaii income tax.
Hawaii State Tax Quick Facts
- Income Tax: Ranges from 1.40% to 11.00% based on income.
- Sales Tax: Hawaii doesn’t have a traditional sales tax, but there is a general excise tax of 4% to 4.5%.
- Property Tax: The effective property tax rate is 0.29%, one of the lowest in the U.S.
Hawaii reference / Tax year 2026
Hawaii Income Tax Brackets
In the Hawaii tax system higher-income individuals pay a larger percentage of their income in taxes. The state’s tax brackets adjust based on filing status, with married couples filing jointly having wider brackets compared to single filers. Hawaii’s 2024 tax reform (Act 46) widened these brackets for 2026, lowering taxes for most filers.
| Tax rate | Single / Married filing separately | Married filing jointly | Head of household |
|---|---|---|---|
| 1.4% | $0 – $9,600 | $0 – $19,200 | $0 – $14,400 |
| 3.2% | $9,600 – $14,400 | $19,200 – $28,800 | $14,400 – $21,600 |
| 5.5% | $14,400 – $19,200 | $28,800 – $38,400 | $21,600 – $28,800 |
| 6.4% | $19,200 – $24,000 | $38,400 – $48,000 | $28,800 – $36,000 |
| 6.8% | $24,000 – $36,000 | $48,000 – $72,000 | $36,000 – $54,000 |
| 7.2% | $36,000 – $48,000 | $72,000 – $96,000 | $54,000 – $72,000 |
| 7.6% | $48,000 – $125,000 | $96,000 – $250,000 | $72,000 – $187,500 |
| 7.9% | $125,000 – $175,000 | $250,000 – $350,000 | $187,500 – $262,500 |
| 8.25% | $175,000 – $225,000 | $350,000 – $450,000 | $262,500 – $337,500 |
| 9% | $225,000 – $275,000 | $450,000 – $550,000 | $337,500 – $412,500 |
| 10% | $275,000 – $325,000 | $550,000 – $650,000 | $412,500 – $487,500 |
| 11% | $325,000+ | $650,000+ | $487,500+ |
Under Act 46 (2024), Hawaii's 2026 brackets are the same as 2025, with higher standard deductions. Act 24 (2026) changes the brackets again from 2027. Each rate applies only to the part of taxable income that falls in its band, not to all of your income.
Married filing separately uses the same brackets as single filers.
03 / See the math
Example Calculation: Single Filer
Let’s work through an example for a single filer with $60,000 of taxable income in the 2026 tax year.
- 01
Start with taxable income
For a single filer with $60,000 of taxable income (after deductions), the 2026 brackets apply like this:
- 02
Apply the tax brackets
- 1.4% on the first $9,600: $9,600 × 1.4% = $134.40
- 3.2% on income from $9,600 to $14,400: $4,800 × 3.2% = $153.60
- 5.5% on income from $14,400 to $19,200: $4,800 × 5.5% = $264.00
- 6.4% on income from $19,200 to $24,000: $4,800 × 6.4% = $307.20
- 6.8% on income from $24,000 to $36,000: $12,000 × 6.8% = $816.00
- 7.2% on income from $36,000 to $48,000: $12,000 × 7.2% = $864.00
- 7.6% on income from $48,000 to $60,000: $12,000 × 7.6% = $912.00
- 03
Add each bracket’s tax
Total Hawaii income tax: $134.40 + $153.60 + $264.00 + $307.20 + $816.00 + $864.00 + $912.00 = $3,451.20 (about $3,451), an effective rate of 5.75% of taxable income.
At a glance
Summary Table of Tax Calculation
2026 tax year · dollars (USD)
| Taxable income band | Tax Rate | Tax Amount ($) |
|---|---|---|
| $0 – $9,600 | 1.4% | $134.40 |
| $9,600 – $14,400 | 3.2% | $153.60 |
| $14,400 – $19,200 | 5.5% | $264.00 |
| $19,200 – $24,000 | 6.4% | $307.20 |
| $24,000 – $36,000 | 6.8% | $816.00 |
| $36,000 – $48,000 | 7.2% | $864.00 |
| $48,000 – $60,000 | 7.6% | $912.00 |
| Total Tax | $3,451.20 |
04 / Go deeper
Tax Deductions & Tax Credits
Hawaii offers several tax deductions and credits that can help reduce the amount of state income tax individuals owe. Here is a breakdown of the key deductions and credits available to residents:
Tax Deductions
Hawaii provides multiple deductions to help lower taxable income. Here are the key deductions available:
Standard Deduction: Hawaii’s 2026 standard deduction (increased under Act 46 of 2024) is:
- $8,000 for Single and Married Filing Separately
- $12,000 for Head of Household
- $16,000 for Married Filing Jointly
Itemized Deductions: Taxpayers can choose to itemize deductions if their total itemized deductions exceed the standard deduction. These can include medical expenses, mortgage interest, charitable contributions, and state and local taxes.
Personal Exemptions: Each taxpayer and dependent can also claim a personal exemption.
Tax Credits
Once you have calculated your tax liability, Hawaii provides several tax credits that can further reduce the amount you owe. Some of these credits are refundable, meaning if your tax liability is zero, you can receive money back. Key credits include:
Refundable Food/Excise Tax Credit: This credit helps offset food excise taxes. For tax year 2023, taxpayers with an Adjusted Gross Income (AGI) of less than $60,000 per year ($40,000 for single filers) may qualify.
Credit for Low-Income Household Renters: This is a refundable credit for renters with a Hawaii AGI of less than $30,000. It helps reduce the tax burden for lower-income renters.
Credit for Child and Dependent Care Expenses: A refundable credit to help cover childcare and dependent care expenses for eligible working taxpayers.
Credit for Child Passenger Restraint System: A refundable credit of $25 for taxpayers who purchased a qualifying child safety seat.
05 / Go deeper
Other Taxes in Hawaii
Hawaii residents face a variety of taxes beyond income tax, including capital gains tax, property tax, sales tax. Each of these taxes plays an important role in the state’s revenue system and has unique rates and applications. Understanding these taxes, including any exemptions, is essential for managing your financial obligations in Hawaii.
Capital Gains Tax
Hawaii taxes long-term capital gains at a maximum rate of 7.25%. Gains from assets held for less than a year are considered short-term and taxed at regular income tax rates.
Sales Tax
Hawaii doesn’t have a traditional sales tax. Instead, it has a general excise tax (GET) of 4%, which businesses typically pass on to consumers. Some counties, like Honolulu, Kauai, Maui, and the Big Island, add extra rates ranging from 0.25% to 0.5%. The GET applies to both goods and services, including healthcare and legal services, unlike sales taxes in most other states.
Property Tax
Hawaii has the lowest effective property tax rate in the U.S., at 0.29%. However, due to high property values in the state, the overall property tax payments tend to be moderate compared to other states.
06 / Get answers
FAQs
What is the property tax rate in Hawaii?
Hawaii has the lowest effective property tax rate in the U.S., at 0.29%. However, due to high property values, total property tax payments can be moderate compared to other states. Property taxes vary by county, and homeowners may also be eligible for certain exemptions.
Who needs to file a Hawaii state income tax return?
Anyone earning income above certain thresholds needs to file a state income tax return in Hawaii. This includes residents, part-year residents, and non-residents who earn income from Hawaii sources. Specific income thresholds vary based on filing status and age.
Are there any exemptions to the general excise tax in Hawaii?
Yes, certain items such as prescription drugs and prosthetic devices are exempt from Hawaii’s general excise tax. However, food and many services are still subject to the tax. While the general excise tax applies to a wide range of goods and services, exemptions for specific medical-related items help reduce the financial burden on consumers for these necessary purchases.
Who is required to pay income tax in Hawaii?
All residents, part-year residents, and non-residents earning income in Hawaii are required to file a state income tax return if their income exceeds specific thresholds. These thresholds vary based on filing status and age, with different amounts for individuals under and over 65.