Free 2026 tax calculator
Missouri Income
Tax Calculator 2026
Estimate your 2026 Missouri state income tax with a clear, easy-to-follow breakdown of your results.
2026 tax yearState income tax estimate
01 / Estimate
Calculate your Missouri income tax
2026 tax year · state income tax estimate
Your estimated results
Example: married filing jointly filer, $82,200 income
Your tax by bracket
Taxable income: $50,000
- 0%$1,348 in $0 – $1,348$0
- 2%$1,348 in $1,348 – $2,696$27
- 2.5%$1,348 in $2,696 – $4,044$34
- 3%$1,348 in $4,044 – $5,392$40
- 3.5%$1,348 in $5,392 – $6,740$47
- 4%$1,348 in $6,740 – $8,088$54
- 4.5%$1,348 in $8,088 – $9,436$61
- 4.7%$40,564 in $9,436+$1,907
2026 standard deduction
By filing status
- Single / Married filing separately
- $16,100
- Married filing jointly
- $32,200
- Head of household
- $24,150
Important to know
Estimate of Missouri state income tax only. Not included: the federal income tax deduction (35% down to 0% of federal tax by income, up to $5,000 or $10,000 joint); the 100% capital gains subtraction (from 2025); joint returns taxed per spouse (Form MO-A), which can lower joint tax; the 1% Kansas City and St. Louis earnings taxes; the extra deduction for age 65+ or blind, the Social Security exemption, credits and federal tax. Consult a tax professional.
A simple, three-step estimate
- 01Enter your incomeAnd choose a filing status
- 02Apply deductionsFind your taxable income
- 03Calculate each bandSee your total state tax
02 / Understand
How Missouri income tax works
Missouri’s tax system includes a progressive income tax, where rates increase with income levels, applying to both residents and non-residents earning in the state. The state also imposes a sales tax, with local areas adding their own rates. In addition to income and sales taxes, Missouri collects property taxes and other taxes like property and corporate taxes.
Who Needs to Pay Income Tax?
You must file a Missouri tax return if you earn income in the state. There are some exceptions to this rule:
- If you’re a Missouri resident and your income is less than $1,200, you don’t need to file.
- If you’re a nonresident and your Missouri income is less than $600, you are not required to file.
- You don’t have to file if your income is below the standard deduction for your filing status.
How to Calculate Your Income Tax
To calculate your Missouri income tax as a couple filing jointly, you’ll apply the state’s tax rates to different portions of your taxable income based on Missouri’s income tax brackets.
- Find Your Taxable Income: Begin by determining your Missouri taxable income, which is your federal adjusted gross income (AGI) after making any Missouri-specific adjustments (such as deductions for contributions to a 529 plan).
- Apply the Tax Rates: For each portion of your taxable income that falls within a specific tax bracket, apply the corresponding Missouri tax rate.
- Add the Totals: After calculating the tax for each portion of your income, sum them to find your total Missouri income tax liability.
Quick Facts on Missouri Taxes
- Income Tax: Ranges from 0% to 4.7%, depending on income level.
- Property Tax: The average effective rate is approximately 0.98%.
- Sales Tax: Varies between 4.225% and about 12%, including state and local rates.
Missouri reference / Tax year 2026
Missouri Income Tax Brackets
Missouri’s personal income tax system follows a progressive structure, similar to the federal tax system, with tax rates increasing as income rises. For the 2026 tax year these rates range from 0% to 4.7%, and the same brackets apply to all filing statuses. Here is a table with the 2026 Missouri income tax brackets:
| Tax rate | Single / Married filing jointly / Married filing separately / Head of household |
|---|---|
| 0% | $0 – $1,348 |
| 2% | $1,348 – $2,696 |
| 2.5% | $2,696 – $4,044 |
| 3% | $4,044 – $5,392 |
| 3.5% | $5,392 – $6,740 |
| 4% | $6,740 – $8,088 |
| 4.5% | $8,088 – $9,436 |
| 4.7% | $9,436+ |
Missouri indexes its brackets every year; these are the 2026 amounts from the Department of Revenue's 2026 withholding formula. All filing statuses use the same brackets. The standard deduction equals the federal one. Each rate applies only to the part of taxable income that falls in its band, not to all of your income.
03 / See the math
Example Calculation: Married Filing Jointly
Let’s work through an example for a married filing jointly filer with $50,000 of taxable income in the 2026 tax year.
- 01
Start with taxable income
For a married filing jointly filer with $50,000 of taxable income (after deductions), the 2026 brackets apply like this:
- 02
Apply the tax brackets
- 0% on the first $1,348: $1,348 × 0% = $0.00
- 2% on income from $1,348 to $2,696: $1,348 × 2% = $26.96
- 2.5% on income from $2,696 to $4,044: $1,348 × 2.5% = $33.70
- 3% on income from $4,044 to $5,392: $1,348 × 3% = $40.44
- 3.5% on income from $5,392 to $6,740: $1,348 × 3.5% = $47.18
- 4% on income from $6,740 to $8,088: $1,348 × 4% = $53.92
- 4.5% on income from $8,088 to $9,436: $1,348 × 4.5% = $60.66
- 4.7% on income from $9,436 to $50,000: $40,564 × 4.7% = $1,906.51
- 03
Add each bracket’s tax
Total Missouri income tax: $0.00 + $26.96 + $33.70 + $40.44 + $47.18 + $53.92 + $60.66 + $1,906.51 = $2,169.37 (about $2,169), an effective rate of 4.34% of taxable income.
At a glance
Summary Table of Tax Calculation
2026 tax year · dollars (USD)
| Taxable income band | Tax Rate | Tax Amount ($) |
|---|---|---|
| $0 – $1,348 | 0% | $0.00 |
| $1,348 – $2,696 | 2% | $26.96 |
| $2,696 – $4,044 | 2.5% | $33.70 |
| $4,044 – $5,392 | 3% | $40.44 |
| $5,392 – $6,740 | 3.5% | $47.18 |
| $6,740 – $8,088 | 4% | $53.92 |
| $8,088 – $9,436 | 4.5% | $60.66 |
| $9,436 – $50,000 | 4.7% | $1,906.51 |
| Total Tax | $2,169.37 |
04 / Go deeper
Tax Deductions & Credits
Missouri provides several opportunities for taxpayers to reduce their taxable income and overall tax liability through a variety of deductions and credits. These options allow you to keep more of your earnings, offering significant benefits depending on eligibility.
Tax Deductions
Missouri provides several ways to reduce taxable income through deductions, helping taxpayers lower their overall tax liability. Depending on your situation, you can choose between the standard deduction or itemized deductions to maximize your tax benefits.
Standard Deduction: Missouri offers a standard deduction that reduces taxable income. The amounts vary by filing status, with higher deductions for joint filers and heads of household.
Itemized Deductions: Taxpayers can choose to itemize deductions if it benefits them. However, if you itemize on your federal return, you must also itemize on your Missouri state return.
Long-Term Care Insurance: You can deduct premiums for long-term care insurance policies that cover at least 12 months.
First-Time Home Buyer Deduction: Contributions to a first-time home buyer account may be deductible, up to $800 for single filers or $1,600 for joint filers.
ABLE Contributions: Contributions to the Missouri ABLE program are tax-exempt, with a limit of $8,000 for single filers and $16,000 for joint filers. Proof of contribution is required when filing.
Tax Credits
Missouri offers several tax credits that provide relief for charitable contributions and support for specific community causes. These credits can significantly reduce your tax liability while contributing to meaningful programs.
Property Tax Credit: Available to some seniors and disabled individuals, with a maximum credit of $750 for renters and $1,100 for homeowners. The credit is based on income and the amount of rent or property taxes paid.
Food Pantry, Homeless Shelter, or Soup Kitchen Credit: You can claim a tax credit for 50% of donations to Missouri food pantries, shelters, or soup kitchens. The maximum credit is $2,500 per year, and it can’t exceed your tax liability.
Health, Hunger, and Hygiene Credit: A 50% credit for donations to organizations that assist with children’s health, hunger, or hygiene needs.
Diaper Bank Credit: A 50% tax credit for donations of $100 or more to Missouri diaper banks, with a maximum credit of $50,000 per year.
Domestic Violence Shelter or Rape Crisis Center Credit: Donations of $100+ to these Missouri shelters qualify for a 50% credit, up to $50,000 per year, not exceeding your tax liability.
05 / Go deeper
Other Taxes in Missouri
Missouri, like most states, relies on various forms of taxation to fund government services and projects. In addition to income taxes, residents and businesses contribute to state revenue through other taxes such as sales and property taxes.
Sales Tax
Sales taxes are an important source of income for Missouri’s state and local governments. The statewide sales tax rate is 4.225%, which is low compared to many other states. However, cities and counties can add their own taxes, so the total rate varies depending on the location. This helps local governments raise more funds for services and projects.
Property Tax
Homeowners in Missouri pay property taxes on their property, and the rates differ based on where the property is located and its type. The state’s average effective property tax rate is 0.98%, making it the 16th-lowest in the U.S.
06 / Get answers
FAQs
Who needs to file a Missouri income tax return?
If you’re a full-time Missouri resident, you must file a tax return if your income is more than $1,200. Non-residents need to file if they earned more than $600 from Missouri sources. Part-year residents must file for any income earned during their time living in Missouri.
Are Social Security benefits taxable in Missouri?
Missouri generally does not tax Social Security benefits if your income is below a certain level. Most seniors with lower incomes can receive their benefits tax-free, while those with higher incomes may have to pay some state tax on their benefits.
Can I deduct federal taxes on my Missouri state return?
Yes, Missouri allows you to deduct some of the federal income taxes you paid during the year. This deduction helps lower the amount of income that Missouri taxes. The amount you can deduct depends on how much you paid in federal taxes and your income level.
What is Missouri’s income tax rate?
Missouri uses a progressive tax system, with rates ranging from 0% to 4.7%. The more you earn, the higher the rate applied to the top portion of your income. For example, taxable income over $9,436 is taxed at the top rate of 4.7%.